Do I need to know anything about crypto?
No. We install, connect and test everything for you. You get a simple dashboard, we train you on it, and we remain available afterwards. Most of our clients started with zero crypto knowledge.
Can OwnPay Crypto access our money?
No — and technically we can’t. Your server only holds a watch-only key: it can see incoming payments, but it cannot spend. Your seed phrase or hardware wallet stays with you. This is true on our hosted plans as well: hosting the server is not hosting your keys.
Which coins can our customers pay with?
Bitcoin, Ethereum, Solana, USDT, USDC, Litecoin, Monero and more. You decide which coins you accept and in which coin you want to receive — including automatic conversion into a stablecoin of your choice.
Who pays the network fees?
Each blockchain transaction carries a small network fee, paid by the payer — just like card scheme fees are normally paid by the customer. You pay us no percentage and no per-payment fee, ever.
What happens with refunds or problems?
Refunds are sent from your own wallet, exactly like any other payment you make. If a technical problem ever occurs, our failover switches your checkout to the backup node within minutes and our team helps you immediately.
Which platforms do you integrate with?
WooCommerce, Shopify, PrestaShop, Magento and custom websites — plus standalone payment links and QR payments for businesses without a webshop. If you use something else, ask us: chances are we can still do it.
Are you a licensed financial institution?
No — by design. We are a software and hosting provider. We never hold, move or convert your money: conversion to fiat happens through licensed partners, under our guidance. That is why we can charge 0% and why your funds are never at risk with us.